Great wealth can make a man no happier than moderate means, unless he has the luck to continue in prosperity to the end. Many very rich men have been unfortunate, and many with a modest competence have had good luck. The former are better off than the latter in two respects only, whereas the poor but lucky man has the advantage in many ways; for though the rich have the means to satisfy their appetites and to bear calamities, and the poor have not, the poor, if they are lucky, are more likely to keep clear of trouble, and will have besides the blessings of a sound body, health, freedom from trouble, fine children, and good looks. Now if a man thus favored died as he has lived, he will be just the one you are looking for: the only sort of person who deserves to be called happy. But mark this: until he is dead, keep the word “happy” in reserve. Till then, he is not happy, but only lucky.

The Histories