As an educator myself, I understand the profound effect that good teachers and a quality education have on the lives of our young people.

— Ben Bernanke

Because a person has to be either working or looking for work to be counted as part of the labor force, an increase in the number of people too discouraged to continue their search for work would reduce the unemployment rate, all else being equal - but not for a positive reason.

— Ben Bernanke

Because financially capable consumers ultimately contribute to a stable economic and financial system as well as improve their own financial situations, it's clear that the Federal Reserve has a significant stake in financial education.

— Ben Bernanke

Clear communication is always important in central banking, but it can be especially important when economic conditions call for further policy stimulus, but the policy rate is already at its effective lower bound.

— Ben Bernanke

Community development has a long history of innovation and learning from experience.

— Ben Bernanke

Economic engineering is about the design and analysis of frameworks for achieving specific economic objectives.

— Ben Bernanke

Economics has many substantive areas of knowledge where there is agreement, but also contains areas of controversy. That's inescapable.

— Ben Bernanke

Given the extent of the exposures of major banks around the world to A.I.G., and in light of the extreme fragility of the system, there was a significant risk that A.I.G.'s failure could have sparked a global banking panic.

— Ben Bernanke

High levels of homeownership have been shown to foster greater involvement in school and civic organizations, higher graduation rates, and greater neighborhood stability.

— Ben Bernanke

I am particularly pleased to see that the Bentham Center for Finance is thriving.

— Ben Bernanke